One of the topics that I particularly enjoy writing about is saving money and living frugally. Following you’ll find links to a selection of my top articles that each offer ten or more tips for some form of frugal living. In total it’s over 100 frugal living tips to help you save money!

1. Top Ten Tips for How to Grow a Frugal Garden
2. Twenty Simple Tips for Spending Less on Food without Resorting to Ramen
3. Ten Tips for Reducing Shipping and Handling Fees
4. Ten Ideas for Romantic Frugal Summer Dates
5. Ten Frugal Summer Fun Ideas for Families and Couples
6. Ten Ways to Turn your Travel into Cash
7. Ten Tips for Breaking an Internet Shopping Addiction
8. Twenty Five Frugal Ways to Say I Love You

Frugality is a popular topic during the recession but I hope that it’s one that remains popular with readers even after the economy improves. Do you think that it will?

Tags: Frugal Living, frugality, money saving tips, Personal Finance, save money, tips

I was recently reviewing all of the ways that using a food dehydrator can save you money. You’d be surprised at just how many ways there are! Some of these are more important than others though so I thought I’d share here what I consider to be the Top 5 Ways that a food dehydrator will save you money:

1. Facilitates buying in bulk. One of the best ways to save money on groceries is to buy bulk items at a discount. However, this doesn’t work if the food goes bad before you can eat it. If you use a food dehydrator to dry the food then it won’t go bad which means that you can more efficiently buy affordable food in bulk.
2. Reduces spending on costly items. You can use a food dehydrator to make your own herbs, spices, dried fruits and camping food. All of these are expensive items when you buy them in the store but you end up paying just a fraction of the cost when you dehydrate them yourself.
3. Increases the likelihood that you’ll make healthy food choices. A lot of people use their food dehydrator to make healthy foods, support raw food diets and go vegetarian. If you do this then you’ll be healthier which reduces the money you spend on medical care. That’s a big savings – and an important step for your life!
4. Gives you a gift you can always give. You can save a lot of money on gifts for others by using your food dehydrator to make homemade foods for people. I love homemade gifts so I especially love this point!
5. Can even be a money maker. A smart person will further increase the savings of a food dehydrator by actually using it to make money. This can be done by selling dried foods, offering classes in food dehydrator use or writing articles about your dehydrator.

So, what do you think – can you save money with a food dehydrator?

Tags: Food, food dehydrator, Frugal Living, save money

A lot of people are living frugally now who weren’t doing so a few years ago. The reason for this is obvious; the recession has caused them to need to cut back on spending. This type of frugal living is considered to be involuntary frugal living. That’s because it is the circumstances surrounding a person’s finances that make these people decide to live frugally.

Not everyone who lives frugally feels this way though. There are a lot of people who engage in voluntary frugality. And you might be surprised how many different reasons there are for the choice to live frugally. Some of the top frugal living philosophies include:

• Desire to simplify. Many people opt to enjoy voluntary simplicity. They avoid spending money on things that will complicate their lives including anything material that is unnecessary and creates debt.
• Eco-friendly mindset. People who choose to be green are people who choose not to waste. These people also aren’t wasting money and so are living frugally.
• Greater purpose in life. People may choose to live frugally so that they can pursue a greater purpose in life. This may be a spiritual purpose or it may simply be a life devoted to creativity.

I am working on being a bit more frugal myself. My main motivation is the desire to save some money to be able to have more freedom in my life. However, I’m also motivated by some of these other reasons including the belief that a simpler life allows us to explore a great purpose while we’re here.

Why do you live frugally?

Tags: Frugal Living, frugal living philosophies, frugality, kathryn vercillo, Personal Finance, save money, voluntary simplicity

One of the topics that I write about on a regular basis is personal finance. I write about many different aspects of this topic but my focus is on saving money and living a frugal life. I believe that living within our means allows us to pursue dreams and focus on what really and truly matters to us.

Some of the things that I’ve written in relation to this during the past week or so include:

• How to find and attend free events. People waste a whole lot of money on entertaining themselves. That’s sad when there are actually tons of free events that you can enjoy with your family, your lover or by yourself.
• How to use coupons during summer travel. There are a lot of people who use coupons to save money. Do you know how many of them forget to do that when traveling? Too many! Hopefully these tips will inspire people to take their coupons on their trips with them.
• How a frugal life is a healthy life. Some people live a frugal life and are also unhealthy but it’s not that common. It’s especially rare among people who choose frugality (instead of having it forced on them by circumstance). Here’s a look at why frugal and healthy go hand-in-hand.
• Choosing foods that pair well together. If you buy two inexpensive foods that can be combined to make many different recipes (like broccoli and cheese!) then you can save money on groceries.
• Coupon news. I like to stay on top of news about coupons. News this week included a new printer that’s great for coupons, statistics about online coupons and problems with in-store coupons.

I love writing about saving money. I also love reading about it so if you know of good blogs or articles on this topic then feel free to drop a line!

Tags: Frugal Living, kathryn vercillo, links, money, Personal Finance, saving money

People who read my writing regularly know that one of my favorite topics to write about is personal finance. I have specifically taken an interest recently in frugal living. I’m trying to implement more frugal living tips into my own life. I’m also trying to find the links between frugal living, simple living and green living. These are all ways I want to live and I believe that they go hand-in-hand.

There are tons of great posts and articles out there around the web about personal finance and frugal living issues. I would like to think that my voice contributes to this base of knowledge at least a little bit. Here are links to some of my frugal living and money-saving blog posts that have been around the web so far this month:

• The Difference Between Promotional Codes and Coupons
• How Frugal Living Simplifies Your Life
• Tips for Coupon Use During Summer Travel
• 5 Ways to Save When Shopping Online
• Frugal Tips for Family Day Trips
• Massive Coupon Fraud Case

Would love to know any thoughts that you have on these different frugal living topics!

Tags: Frugal Living, guest posts, kathryn vercillo, money, money saving, Personal Finance, save money

I really love guest posting on other blogs. It provides a great opportunity for writing about new topics and networking with others who write about the same things that capture my interest. I’ve been really lucky to do a lot of guest posting recently on the topic of frugal living which is a topic that I really enjoy writing about.

Some of my most recent guest posts on this topic were:

• Tips for Talking about Money with Your Spouse. A lot of people have a tough time discussing money and it can really lead to problems in a marriage if you aren’t careful!
• 5 Reasons Not to Save Stuff for Later. I fully believe that you should get rid of everything that you’re not using to declutter your home and your mind!
• Earn Money by Hosting Travelers this Summer. This is something I’m thinking seriously about doing myself!
• Low Cost Summer Activities Can Be Yours! I love the fact that there are so many different ways to keep entertained this summer without spending a lot of money.
• Positive Things Caused by the Bad Economy. I think it’s really important to stay upbeat despite problems with the recession.

If these articles interest you, you might also want to check out the list of frugal living guest posts that I did last month!

Tags: blog posts, Frugal Living, guest post, kathryn vercillo, save money, writing

I frequently read blogs about coupons, frugal living and how to save money. Reading about these topics helps inspire me to reduce my own spending so that I can live a simpler life. Some of the most popular blogs related to this topic are the blogs of coupon queens, women who have turned the use of coupons into an art form that also seems to earn them an income.

There are a lot of tricks used by these coupon queens to get the most for their money with coupons. Ultimately, though, these tricks seems to boil down to three basic things. Coupon queens concentrate their efforts on searching for and saving as many coupons as possible (using coupons for everything), stacking coupons which means using multiple coupons for the same purchase, and always looking for new information about the best ways to save money.

People who want to learn to save money with coupons but who don’t want to invest the time and energy to go ahead and become coupon queens should find that working on these three tricks will help them to save the kind of money that they want to save through the use of coupons.

Tags: coupon queens, couponing, coupons, Frugal Living, Personal Finance, save money

Remember when Mom or Grandma used to get out the Sunday paper and clip out coupons. She probably organized them in some sort of envelope or fancy organizer and then took them to the store with her when she did her grocery shopping. Although there are still people out there using coupons like this today, it really doesn’t make sense any more to rely on these printed types of coupons to save money.

Printed coupons just don’t have the benefits that they used to have for most people. For one thing, it has been shown that you can probably save as much or more money by shopping for store brands instead of buying name brands using a coupon. More importantly, the whole process of printing coupons (whether the manufacturer prints them or you do it yourself at home) is time-consuming and costly and it makes saving money in this way inefficient.

Online discount codes make sense in today’s society. Mobile phone coupons make sense in today’s society. But printed coupons just don’t make a lot of sense anymore.

Tags: coupons, Frugal Living, kathryn vercillo, save money, society, Technology

I do a lot of research into saving money when shopping online. Because of this, I’m constantly looking for news about discount codes and other tools for saving money online. Recent news suggests that college-aged kids are the ones most likely to be interested in using online coupon codes.

This is an example of how technology has taken an old tradition and brought it to the younger generation. Young folks and young couples have traditionally been opposed to “coupon-clipping”. However, now that they’re able to get their coupons online, they are more interested in saving money this way.

Of course, the recession has encouraged all people to start looking at ways of saving money. It just so happens that college-aged kids are most likely to turn to the Internet to do that. As a result, the industry for discount coupons online is growing rapidly.

What’s interesting about the research is that young couples without kids are more likely to use discount codes than are young couples with kids. You would think folks with babies were the ones most interested in saving money wouldn’t you?! Maybe they’re still using the old coupon-clipping method in keeping with tradition. What do you think?

Tags: discount codes, Frugal Living, promotional codes, saving money, shopping, shopping online, trends

I don’t think that I’m someone who shops a lot. I don’t buy a lot of new things. I don’t splurge on pricey shoes or go to department stores just because there’s a sale. I don’t even really find shopping to be all that fun despite getting the urge to do it now and then.

And yet, somehow I do end up purchasing new things on a regular basis. I have a closet that is bursting at the seams with clothes. I have more pots and pans than I could possibly use with the little amount that I cook in one sitting. And I almost always go over my set monthly budget for extraneous spending even though the amount I’ve set for myself is definitely liberal.

So do I actually shop a lot? The thing is that I don’t really shop all that much. But I shop sometimes and I’m kind of a packrat even though I try not to be and I end up with way more stuff than one person needs. And I do spend a lot even though I try to be frugal – not so much on new things but on yoga classes and massage and fancy groceries and going out to see artsy things.

Some people have a real addiction to shopping. That’s not me. But I can see how it happens because every single month I justify unnecessary spending by telling myself that I need to buy this for that party or that for this event. I can see how it happens that people make excuses when they really want to spend money that they don’t have.

I think it’s important to be smart about shopping and I think, for the most part, that I am smart about it. But I also think there’s a little bit of that potential for addiction inside of me and I’m just glad that somehow I learned moderation along the way!

Tags: Frugal Living, kathryn vercillo, money, Personal Finance, shopping, shopping addiction